The State of SCAMS Prevention & Regulatory Transformation in Australia in 2026

The State of Scams Prevention & Regulatory Transformation in Australia 2026 provides a practical briefing on how Australia's Scams Prevention Framework (SPF) is reshaping the responsibilities of banks, telecommunications providers and digital platforms.

The report examines the shift from voluntary scam prevention measures to a legally enforceable, cross-sector framework, covering governance, regulatory expectations, technology, reimbursement, board-level accountability and intelligence sharing. It also explores how AI, real-time transaction monitoring, Confirmation of Payee and behavioural analytics are becoming critical capabilities for preventing and disrupting scams.

With core SPF obligations commencing on 31 March 2027, the report provides leaders with key priorities for building effective, auditable and future-ready scam prevention capabilities — from strengthening governance and dispute resolution to developing real-time detection and cross-sector response models.

A must-read for banking, telecommunications, digital platform, fraud, risk, compliance and financial crime leaders preparing for the next phase of Australia's scam prevention landscape.