Mridula Mutharaju is Head of Analytics & Customer Engagement for NatWest's Commercial & Institutional business, where she is responsible for using data, analytics and AI to improve customer and commercial outcomes. With more than 20 years' experience spanning banking, treasury, markets and analytics, she combines deep commercial expertise with technology leadership, helping organisations translate insight into action at scale. She leads multidisciplinary teams across analytics, data science, decisioning and customer engagement. Her interests include decision intelligence, AI adoption, analytics operating models and the organisational change required to build intelligence-led businesses
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