Usha Badrinath

Chief Data Officer Mosaic Insurance

Usha Badrinath is Chief Data Officer at Mosaic Insurance, where she sets enterprise data strategy and leads AI implementation. Her career spans the full arc of insurance risk - from data to science to product to P&L - working with more than 60 global (re)insurers across underwriting, claims, and exposure management. As global head of data solutions at a catastrophe modelling firm, Usha built a portfolio of data products from the ground up, incubated new risk categories including Terrorism and Life Risks, and represented the business with regulators worldwide. Her track record includes ML-powered algorithmic underwriting for a London syndicate and nat-cat products that became market benchmarks. She has scaled global product teams to 170+ and advised 14 insurtechs. At Mosaic, she is building a scalable, AI-native data function within a PE-backed environment where every investment must earn its place. Usha writes and speaks on the pragmatic application of emerging technology in (re)insurance.